Frequently Asked Questions
Manufactured homes are built in a factory. Each home conforms to the US government's Manufactured Home Construction and Safety Standards (HUD code), rather than to building codes enforced at the home's destination. Each home or segment of a home is labeled with a red tag that guarantees the home was built to conform to the HUD code. Platinum manufactured homes exceed HUD code construction requirements and are known for their quality and attention to finish detail. Platinum homes sold at paticipating home centers come with a 7-year Protection Plan, the strongest in the industry.
All manufactured homes built since 1976 must meet the strict performance standards of the U.S. Department of Housing and Urban Development (HUD), so you’re assured of first-rate construction. This code requires the highest standards in every phase of construction and its requirements are comparable to the Standard Building Code for site-built homes. Platinum Homes has its own quality assurance program, and every home's design and construction is inspected and approved by an independent outside source.
Platinum Homes built for the Gulf Coast are designed to withstand hurricane-force winds. As for fire, insurance company studies have concluded that the chance of fire in a site-built home is twice that of today's manufactured home. Thanks to stringent building codes, safety inspection standards and anchoring requirements, a Platinum manufactured home may be the safest home you can buy.
To find the date of manufacture, look for a data plate located inside your home, usually on or near the main electrical panel, in a kitchen cabinet or in a bedroom closet. The data plate provides information about the home's heating, cooling, and other appliances and components. The data plate also shows you the wind zone and snow load for which the home was built. A red HUD label with a stamped serial number should be attached to the exterior of the home.
No. Some communities and developments don’t allow manufactured housing. You should research local zoning ordinances, deed restrictions, restrictive covenants and other similar documents before purchasing land for a manufactured home. If you’re moving into a community with ordinances or construction restrictions, you may want to consider a Platinum modular home.
Yes, but make sure you use a transport company that’s familiar with the laws for moving such structures. You should also consider the zone for which the manufactured home was originally constructed. Never move a manufactured home to a zone with more restrictive wind, thermal or roof load requirements than the zone for which it was built. Check the data plate for zoning information. Climate differences and the cost of moving your manufactured home might make it more practical to sell it and purchase another at your new location.
Financing a manufactured home is no more difficult than financing any other home. Personal property financing is readily available. Conventional, VA, FHA and other financing programs, with terms of up to 30 years, are available when a home is financed as real property. Lenders are active in financing manufactured homes because studies prove that the appreciation of these homes is comparable to the appreciation of site-built homes. Your Platinum Homes retailer can help you with a number of financing options to fit your needs and budget.
Most manufacturers offer a Protection Plan that covers the home and its systems during a stated Protection Plan period. Some appliances may be covered by their own warranties. Before you purchase a manufactured home, find out which items are covered, what company offers the Protection Plan, and how Protection Plan repairs are performed. Platinum Homes cover every manufactured home with a one year Protection Plan and at participating home centers a seven-year Protection Plan is included.
Platinum Homes takes pride in the fact that we offer personal service after the sale and installment of all of our homes. Our goal is to have happy customers that we can turn to for recommendations for future homebuyers. In the event of a problem, please call your service representative and we’ll do everything we can to correct the problem as quickly and conveniently as possible.
Modular homes are built in sections in a factory setting, indoors, where they are never subjected to adverse weather conditions. The sections move through the factory, with the company's quality control department checking them after every step. Finished modules are covered for protection and then transported to your home site. They’re placed on a pre-made foundation, joined and completed.
That depends on your design, but some modular homes can be built in the factory in as little as four to six weeks. And, since modulars are built indoors, there's never a weather delay. It usually takes another two to four weeks to complete the home once it's delivered to the building site.
Mobile homes, now called manufactured homes, are built to conform to the same federal HUD code, no matter where they will be delivered. A modular home conforms to the building codes that are required at the specific location it will be delivered to, and, in many cases, construction exceeds the required codes.
No, and unless you see the house delivered and assembled, you might not guess it's a modular home. Platinum offers a broad array of exterior designs and interior floor plans.
Yes. Most banks, appraisers and insurance companies treat modular homes the same way they do site-built homes, as a house constructed entirely on your property.
We believe that all Platinum homes offer a terrific value for the dollar. They typically cost less per square foot than a similar site-built home, and all the cost-saving features also help save money in the long run.